Privacy Policy

Effective date: November 2, 2026

1. Who we are

Loan1 Financial (“we,” “us”) operates loan1financial.com (the “Site”). We are a marketing service that connects consumers with debt relief providers. We are not a lender, debt settlement company, or law firm.

2. Information we collect

Information you provide. When you use our form, we collect first name, last name, email, phone, state, estimated unsecured debt amount, debt type, and a record of the consent you provided.

Automatic information. Our hosting provider may log IP address, browser type, device information, pages viewed, referring URL, and date/time of visits.

3. How we use information

4. How we share information

We may share your information with debt relief providers and related partners so they can contact you about potential options, with service providers who help us host the Site and process form submissions (such as our website host), and when required by law or to protect rights and safety. We do not sell personal information for money in the ordinary sense of a data sale for cash; sharing with partners for matching purposes is described in this policy and in the consent language on our form.

5. Calls, texts, and opting out

If you check the consent box on our form, you agree to be contacted by Loan1 Financial and its debt relief partners at the number provided, including by autodialer, prerecorded messages, and texts. Consent is not a condition of purchase. Message and data rates may apply. You may opt out of texts by replying STOP, and you may ask any caller to place you on their do-not-call list.

6. Cookies and analytics

The Site may use basic cookies or similar technologies needed for hosting, security, and understanding aggregate traffic. You can control cookies through your browser settings.

7. Data security and retention

We use reasonable administrative and technical safeguards appropriate to the nature of the information. No method of transmission or storage is 100% secure. We retain form submissions for as long as needed to fulfill the purposes above, resolve disputes, and meet legal requirements.

8. Children’s privacy

The Site is not directed to children under 18, and we do not knowingly collect personal information from children.

9. Your state privacy rights

Depending on where you live (including California and other states with privacy laws), you may have rights to request access, correction, or deletion of personal information, or to opt out of certain sharing. To make a request, email adam@leadtree.net. We may need to verify your identity before fulfilling a request.

10. Changes

We may update this policy from time to time. The effective date above will change when we do. Continued use of the Site after changes means you accept the updated policy.

11. Contact us

Questions about this policy: adam@leadtree.net